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Hastings Insurance Solutions Blog: insurance

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It could be said that limits on dental insurance plans are "vintage": The general model hasn't been updated since the 1970s, plus many health insurance plans don't include dental coverage, and the Affordable Care Act (ACA) considers dental coverage essential for children - but not adults. READ MORE >>

Today, many retirees have enough income to live on, plus a small nest egg they've saved to pay for emergencies or leave to heirs if it's not needed before death. The problem: The money in the nest egg is sitting in a low-interest account such as a certificate of deposit. READ MORE >>

When searching for ways to lower insurance premiums, you don't have to look very far. By going over your policy and goals with your agent, you can find ways to save on your current policy. Here are three ways to get lower rates on your current policy. Cut extra fees READ MORE >>

When you begin shopping for collector car insurance, ensure you familiarize yourself with the different coverage types available and the eligibility guidelines. Below is information on the coverage available for your collector car and eligibility guidelines. READ MORE >>

Warmer weather is finally here, and you've probably already started - if not completed - everything on your spring cleaning list. Or so you thought. In actuality, you need to do some "spring cleaning" of your insurance policies. It's one set of chores that could save you from losing everything you own - something you won't risk if you fail to power wash your home. READ MORE >>

Most Americans don't have enough life insurance - and many don't have any at all. For the majority of us, this is a shocking reality that could come back to haunt us at a time when we - and our loved ones - need it most. The problem isn't that we're unaware. READ MORE >>

What factors do you believe determine insurance rates? If your answer is: At-fault accidents, violations, where you live, property value, and what and how often you drive, you're right. You'd also be right if you mentioned other factors such as age, experience, claims history, and prior insurance coverage. READ MORE >>

Did you know that homeowners insurance doesn't cover ANY damages or losses attributed to floods, regardless of origin - hurricanes, torrential rains, or tornadoes. Many don't realize this until it's too late, and they're absorbing losses themselves. Experts expect our extreme weather patterns of the past two years to continue. READ MORE >>

Many people looking for life insurance turn to the Internet for assistance - but that may not be the best way to get the policy that's right for you. Companies now give free life insurance quotes on the Internet, and some even offer advice on your life insurance needs - if they're able to do that without a complete understanding of your financial situation and goals, that is. READ MORE >>

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