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Hastings Insurance Solutions Blog: homeowners

View the latest blog posts from Hastings Insurance Solutions.

In the old days, homeowner policies had flat-rate deductibles - $1, 000, for example - regardless of home value. In the 1990s, that began to change, and the norm became deductibles based on a percentage of the home's value. How does this work, and does it play into raising homeowners insurance deductibles? READ MORE >>

Did you know that homeowners insurance doesn't cover ANY damages or losses attributed to floods, regardless of origin - hurricanes, torrential rains, or tornadoes. Many don't realize this until it's too late, and they're absorbing losses themselves. Experts expect our extreme weather patterns of the past two years to continue. READ MORE >>

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