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Hastings Insurance Solutions Blog: policy

View the latest blog posts from Hastings Insurance Solutions.

Today, many retirees have enough income to live on, plus a small nest egg they've saved to pay for emergencies or leave to heirs if it's not needed before death. The problem: The money in the nest egg is sitting in a low-interest account such as a certificate of deposit. READ MORE >>

In the old days, homeowner policies had flat-rate deductibles - $1, 000, for example - regardless of home value. In the 1990s, that began to change, and the norm became deductibles based on a percentage of the home's value. How does this work, and does it play into raising homeowners insurance deductibles? READ MORE >>

Warmer weather is finally here, and you've probably already started - if not completed - everything on your spring cleaning list. Or so you thought. In actuality, you need to do some "spring cleaning" of your insurance policies. It's one set of chores that could save you from losing everything you own - something you won't risk if you fail to power wash your home. READ MORE >>

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